The UK PCP tracker
Know where you stand on your PCP.
A free tracker for your mileage, equity, settlement figure and Voluntary Termination position, all in one place.
- No bank
connection - No card
required - No credit
check - Built for UK
PCP agreements
PCP finance shouldn't be a guessing game
Three big questions.One simple app.
EquityGo helps you understand your PCP deal and what your options are, so you can make confident decisions.
Am I going over my mileage?
See your projected mileage at handback and any excess charge coming your way, while there's still time to change it.
Is my car worth more than I owe?
Compare your car's market value with your settlement figure to see your equity position.
Could I hand it back early?
Track your Voluntary Termination progress towards the 50% threshold, and what's left to pay.
See it in action
See how EquityGo works
A worked example using the same demo contract you'll see in the app.
Car value
£25,600
Settlement figure
£21,364
Your equity
+£4,236
What this means
The car is worth £4,236 more than it would cost to pay off today. That could go towards a part-exchange, or you could sell it and keep the difference.
Try the free calculator
When the numbers change
Know what your options are.
EquityGo's Decisions screen lays out every way to finish your contract based on where you stand today, so you can see which makes the most sense.
Keep it
Pay the optional final payment and the car is yours. See what owning it outright really costs.
Part exchange
Use any positive equity as a deposit towards your next car.
Hand it back
Return the car with nothing more to pay on the finance, as long as it's within mileage and fair wear and tear.
Voluntary Termination
Once you've paid half the total amount payable, end the agreement early under Section 99.
Simple pricing
Start free. Upgrade when you're ready.
Free
Everything you need to track one PCP deal.
- 1 contract, fully tracked
- Mileage & equity tracking
- Voluntary Termination (Section 99) progress
Pro
Early adopter30 days free · No card needed · Cancel anytime
- Unlimited contracts
- Hand-back timing & end-of-term advice
- Full settlement figure breakdown
- Year-by-year mileage insights
- Fair wear & tear checklist
- PDF & CSV export
Get a clearer picture of your PCP deal.
Free to download · Pro free for 30 days · No card needed
Common questions
Questions, answered.
Still unsure? Our guides go deeper on PCP, equity and Voluntary Termination.
Built because I needed it too
A message from the founder
I built EquityGo because I have a PCP deal of my own, and couldn't find a single UK tool that tracked my mileage, equity, settlement position and Section 99 rights in one place. So I built the tracker I wished existed.
Sebastian, Founder of EquityGo
My goal is to make PCP finance easier to understand, so you can make confident decisions about your next car.